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Switch or Transfer Mortgage in Mississauga, Brampton & the GTA

Switching or transferring your mortgage means moving your mortgage from one mortgage lender to another, where the only changes are the term and interest rate.


One of the main reasons why people switch their mortgage is because another lender is offering a better interest rate or better mortgage terms. It therefore makes sense when your mortgage comes up for renewal to take a look at what other options may exist. Sometimes you may not even want to wait.

As a mortgage broker, Mortgage Diligent has access to most mortgage providers, and we keep track of the current market so we know what mortgage products are on the table at any given time. The benefit of using a mortgage broker like Mortgage Diligent is that we actually have a better idea of what mortgage products is used to your personal advantage, with respect to what your own personal needs are (for example, maybe you would like to switch or transfer your existing mortgage so that you have cashflow for other expenses) and what your existing mortgage looks like.

Whereas going straight to a bank or an individual mortgage provider will give you insight as to what mortgage deals that particular mortgage provider wants you to consider, often it does not give you the best or biggest picture. More often than not, every individual mortgage lender will want you to choose their products and services and offers you the customary lender-to-customer deals. Using a mortgage broker like Mortgage Diligent means that you can gain better leverage over what your options are and also be able to access deals that are available through brokers only, usually at better rates or terms.

Contact Mortgage Diligent today to find out what your options are and the best way of going about switching or transferring your mortgage.

You can start right now with a conversation with a mortgage agent!

Call 1-855-521-6900.


Mortgage Diligent Ltd. has mortgage agents in Mississauga, Brampton and all across the GTA ready to help you find the best solutions for switching or transferring your mortgage.

Variable Rates
1 Year Variable na%
3 Year Variable 2.7%
5 Year Variable 2.41%
Fixed Rates
6 Months Fixed 3.05%
1 Year Fixed 2.99%
2 Year Fixed 3.19%
3 Year Fixed 2.94%
4 Year Fixed 3.54%
5 Year Fixed 3.09%
7 Year Fixed 3.89%
10 Year Fixed 3.99%
Prime Rate
Prime 3.45%

Last Updated: 07/18/2018

* Rates are subjected to change without notice. OAC, E&O.E




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The material provided in the pages of this website is for informational purposes only. Although the site owner and creators assume the information to be correct, and attempt to keep information in the pages of this website as current as possible, they do not warrant the accuracy or completeness of any information included in or linked to this page.

Head Office -1305 Matheson Blvd East, Mississauga, ON L4W 1R1, Tel:- 289-521-6900, Fax:-289-521-7900, Toll Free Tel:- 1-855-521-6900 FSCO #10252 O.A.C , E&OE Providing mortgage solutions for clients in Toronto, Mississauga, Brampton, GTA and all across Ontario