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Refinance Your Mortgage in Mississauga, Brampton & the GTA

Refinancing a mortgage means paying off an existing loan and replacing it with a new one.

There are many common reasons why homeowners refinance.
(1) Modifying the mortgage term i.e. From variable rate mortgage to Fixed rate Mortgage and vice versa.
(2) Opportunity to get the lower interest rate
(3) Take-out the equity in the home and consolidating debt
(4) Lower your monthly payment

Home owners often exercise this option to take out the equity from the home and utilize to cover the big expenses such renovations in the home, expenses for child’s education. Some people refinance their existing mortgage to consolidate their higher interest debt which is good idea but there are disadvantages of exercising this option.

We can guide you in the right direction and connect you with your desired end result!

Tip: Did you know that when refinancing, your prepayment options may figure in to your advantage whether you have exercised them or not? It pays to inquire from the mortgage experts at Mortgage Diligent.

Should I refinance my mortgage?

Aside from considering the different options when refinancing your mortgage or looking to utilize the equity in your home, you as a homeowner need to understand how lenders look at your "financial situation” when deciding whether to grant mortgage financing.  That's where our mortgage agents help you. By understanding what lenders look for, you will be better prepared to consider mortgage refinancing and make the whole process as smooth and efficient as possible.

You can start right now with a conversation with a mortgage agent!

Call 1-855-521-6900.


Variable Rates
1 Year Variable na%
3 Year Variable 2.7%
5 Year Variable 2.41%
Fixed Rates
6 Months Fixed 3.05%
1 Year Fixed 2.99%
2 Year Fixed 3.19%
3 Year Fixed 2.94%
4 Year Fixed 3.54%
5 Year Fixed 3.09%
7 Year Fixed 3.89%
10 Year Fixed 3.99%
Prime Rate
Prime 3.45%

Last Updated: 07/18/2018

* Rates are subjected to change without notice. OAC, E&O.E

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The material provided in the pages of this website is for informational purposes only. Although the site owner and creators assume the information to be correct, and attempt to keep information in the pages of this website as current as possible, they do not warrant the accuracy or completeness of any information included in or linked to this page.

Head Office -1305 Matheson Blvd East, Mississauga, ON L4W 1R1, Tel:- 289-521-6900, Fax:-289-521-7900, Toll Free Tel:- 1-855-521-6900 FSCO #10252 O.A.C , E&OE Providing mortgage solutions for clients in Toronto, Mississauga, Brampton, GTA and all across Ontario