Annual Income

Living Costs

Estimate for me

Before Tax

Applicant Income

Your gross income before-tax, including any bonuses and supplementary income.

Property Tax

An annual tax levied by the municipality in which your home is located. We have used an estimate based on the average in your province.



Before Tax

Co-Applicant Income

Your co-applicant’s before-tax gross income. Your combined income will be used to calculate the mortgage you can afford.

Condo Fees

Condo fees cover common building expenses and maintenance in multi-unit properties. We have used a default estimate of $300.



Heating Costs

The total costs associated with heating your home and water. We have used a default estimate based on provincial averages.



Debt Payments

Credit Card

The average monthly interest owed on outstanding credit card balances. This does not include the balances themselves, only the interest portion.

How much can I afford?

Car Payment

Your monthly leasing or financing outlay on any household vehicles.

Loan Expenses

Any other monthly loan expenses, such as lines of credit, student loans, alimony or child support.

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Toronto, ON

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