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First Time Homebuyer / 22 November 2017 / 0

How to Decide on a Budget When Buying a House

A time comes when you finally start to think about buying your house, emotions can quickly overwhelm everything. Then you start looking at houses, browsing homes through various apps and websites, asking people for advice when to buy and which house to buy. You start making an outline of a family dream and quickly you […]

Current News / 28 August 2017 / 0

The Rise and Falls of the Toronto Housing Market

Just a while ago the housing market in the Toronto area had seen a big increase in housing prices and sales. The market was headed for a good incline, but earlier this year the Toronto Real Estate Board (TREB) reported that the Greater Toronto Area’s housing market is set for the first of this year’s […]

Pre-Approval / 29 May 2017 / 0

4 THINGS YOU NEED TO UNDERSTAND ABOUT MORTGAGE PRE-APPROVALS

Something that a good mortgage professional will tell you is that your house hunt shouldn’t begin with you calling your realtor; instead a good way to begin would be to call a mortgage professional who will work with you in order to obtain a mortgage pre-approval. After all, how can you shop for property when […]

Debt Consolidation / 2 May 2017 / 0

How Cоnѕоlіdаtіng Your Dеbtѕ Cаn Help Yоu Bеttеr Yоur Fіnаnсіаl Sіtuаtіоn

Debt соnѕоlіdаtіоn or debt relief is a solution fоr those who hаvе іnсurrеd іn сrеdіt card dеbtѕ, mortgage, student аnd personal loans amongst оthеrѕ. Sоmеtіmеѕ аll thеѕе debts аdd uр to ѕuсh аn аmоunt thаt іt may become unbearable for any іndіvіduаl to hаndlе. But thеrе аrе solutions and dеbt соnѕоlіdаtіоn іѕ probably one оf […]

Refinance / 16 January 2017 / 0

Benefits of Refinancing Your Mortgage    

Extend the term of your Mortgage If the mortgage you have right now is of short term, you can make the decision to extend the mortgage to higher amortization such as 20, 25 or 30, which will lower your monthly payments and provide you financial stability for a period of time. Refinancing your house is […]

Bad Credit / 16 November 2016 / 0

Bad Credit Won’t Stop You from Getting a Mortgage

Did you hurt your credit when you were younger? Have you given up on your dream of ever owning a home because of your bad credit? I have good news for you: even people with credit that may not be perfect can qualify for a mortgage these days. Like anything worth having, it will take […]

Interest Rates / 16 November 2016 / 0

The Difference Between a Fixed and a Variable Rate

Which One Will Suit You Deciding between a fixed and variable interest rate is one of the most important decisions you can make when buying a home. This choice is very difficult because one must consider his or her own lifestyle and finances before knowing which rate is the best for him or her. What […]

Newcomer Mortgage / 16 November 2016 / 0

New to Canada? Find Out Your Mortgage Options

One of the top financial goals for many new immigrants to Canada is to own a home. And considering that the first thing lenders look at is a Canadian credit history, which entails traditional lines of credit, such as credit cards, auto loans that form a track of debt management, is obviously something a newcomer […]

Uncategorized / 16 November 2016 / 0

Linking Affordable Housing and Health

Affordability impacts your health. It’s one of the essential factors our mortgage agents keep in mind when assisting residents with their financial needs. We know that there is more than just money matters involved. If you need assistance getting financing for a new home, a commercial enterprise, or are considering other financial changes, give us […]

Uncategorized / 16 November 2016 / 0

Scotiabank reins in mortgage lending, stays vigilant

TORONTO (Reuters) – Bank of Nova Scotia BNS.TO, Canada’s third-biggest lender, has pulled back on mortgage lending in its domestic market, potentially insulating itself if house prices fall in Vancouver and Toronto. Canada’s banks face heightened scrutiny of their mortgage underwriting practices as authorities try to tackle the potential threat of a housing bubble in […]