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Refinancing is the process of obtaining a new mortgage in an effort to reduce monthly payments, lower your interest rates, take cash out of your home for large purchases, or change mortgage companies. Most people refinance when they have equity on their home, which is the difference between the amount owed to the mortgage company and the worth of the home.


The market in which home purchases are financed. The purchase mortgage market is one aspect of the primary mortgage market, the other being the refinance mortgage market, where the terms of existing mortgages are changed through the origination of a new mortgage agreement.


A switch mortgage or transfer mortgage involves moving your current mortgage from one lender to another without changing anything except for the term and interest rate.

A switch is beneficial when you want to take advantage of lower rates in the market without changing any other aspect of your mortgage

10 Great reasons to use mortgage


About mortgage solutions and how does it work

We are a dedicated team of mortgage agents committed to making a positive difference in the mortgage industry. Our office HQ is based in Mississauga though our agents provide mortgage services all across the GTA. Mortgage Diligent has helped hundreds of clients across Mississauga, Brampton, Toronto and the rest of Southern Ontario to get a mortgage with low mortgage rates and the best mortgage terms.

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I/we warrant and confirm that the information given in the mortgage application form is true and correct and I/we understand that it is being used to determine my/our credit responsibility. You are authorized to obtain any information you may require for these purposes from other sources (including, for example, credit bureau) and each such source is hereby authorized to provide you with such information. I/we also understand that the information given in the mortgage application form as well as other information you obtain in relation to my credit history may be disclosed to potential mortgage lenders, financial intermediary and mortgage insurers, organizations providing technological or other support services required in relation to this application and any other parties with whom I/we propose to have a financial relationship. I/we agree to True North Mortgage’s Privacy Policy and Service Agreement.
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Our best interest rates

As of the July 31, 2020
5 Year
1.79 %5 Year
1.90 %
*Rates are subject to change without notice

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COVID-19 Update:  We're here for you. These are uncertain times but one thing that is certain is our commitment to you. As an online business, we're set up to help you remotely so you can still take care of your mortgage decisions. 

COVID-19 Update:

Effective March 17th, 2020 the office will no longer be accessible
to the general Public.
For all enquiries,
please email


call 289-521-6900

The Staff will respond as quickly as possible to all messages.

Thank you.