Nominal interest rates
Refinancing is the process of obtaining a new mortgage in an effort to reduce monthly payments, lower your interest rates, take cash out of your home for large purchases, or change mortgage companies. Most people refinance when they have equity on their home, which is the difference between the amount owed to the mortgage company and the worth of the home.
A switch mortgage or transfer mortgage involves moving your current mortgage from one lender to another without changing anything except for the term and interest rate.
A switch is beneficial when you want to take advantage of lower rates in the market without changing any other aspect of your mortgage
Our office is based in Mississauga, and through our agents, we provide mortgage services across the GTA and beyond. Over the past more than a decade, Mortgage Diligent has helped thousands of clients across Mississauga, Brampton, Toronto, and the rest of Southern Ontario to get mortgages with low mortgage rates and the best mortgage terms.
The clients’ best interest is our top priority. We provide our clients with the best solutions and, of course, always fair advice. First-time homebuyers, Self-employed, Business Owners, clients with bruised credits, bad credit, low credit score, or low income are just some of those who have been benefitted after connecting with us. Meet us whether you need a mortgage to purchase your first home or refinance your existing mortgage. For mortgage pre-approval, and use
the equity for another home purchase/ consolidate debts/ renovate/ finish the basement or pay your children’s education costs, our team is prepared to assist.
COVID-19 Update: We're here for you. These are uncertain times but one thing that is certain is our commitment to you. As an online business, we're set up to help you remotely so you can still take care of your mortgage decisions.