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Financing Considerations for Non-Traditional Borrowers/Situations

Mortgage Diligent (FSCO #10252) can get you a mortgage in most situations regardless of your circumstances. Where traditional financial institutions have given the answer “No”, we routinely says “Yes” and gets you a product that suits your needs at an extremely competitive rate.

Below we have provided a list of the most common non-traditional situations, however, please note, that not all situations are listed and each is looked at on a case-by-case basis to fit with the appropriate lender – each situation is unique and looked at accordingly. This is where the expertise and knowledge of an  Mortgage Consultant is essential in taking care of you and your family.

Employment - Self-employed
- Recent job start/change
- Work experience outside Canada
- Lack of work history
- Part-time
Income - Non-verifiable
- Salary + commission
- Seasonal
- Commission
- Salary + OT and/or bonus
Credit - Spotty/bad credit
- No credit
- Good, but a lot of credit
- Previously bankrupt
Property - Rental
- Construction
- Cottages/vacation homes
- Multiplex
- Investment
- Rural/acreage
- Mobile homes
Status - Non-resident - New immigrant
Financial - Zero-down - Purchase plus improvement
 

If you fall into one of the categories above, or if you have a different situation,our expert mortgage consultants know where to go and how to structure the deal. Contact Mortgage Diligent (FSCO #10252) immediately and have peace-of-mind that your mortgage needs are being well taken care of.

 

Buying A New Home? Refinancing or Consolidating bills? Renovating A Home? Did you know ?!...
 
The material provided in the pages of this website is for informational purposes only. Although the site owner and creators assume the information to be correct, and attempt to keep information in the pages of this website as current as possible, they do not warrant the accuracy or completeness of any information included in or linked to this page.
Mortgage Diligent (FSCO #10252)
6645 Tomken Road Suite 1,Mississauga ON L5T 2C3 TEL 905-670-3277 / 1-866-670-3701 ( Toll Free )
Servicing Greater Toronto Area(GTA), Mississauga & Brampton
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